Bank of India Recruitment 2026: Apply Online for 514 Credit Officer Posts
Bank of India (BOI) has released an official recruitment notification for 514 Credit Officer vacancies in MMGS-II, MMGS-III, and SMGS-IV scales. Eligible and experienced banking professionals can apply online through the official Bank of India recruitment portal. The last date to submit the online application is 05 January 2026.
This recruitment drive offers an excellent opportunity for candidates seeking Bank Jobs 2026, Credit Officer Vacancy, and Officer-level positions in Public Sector Banks.
Bank of India Recruitment 2026: Overview
Particulars
Details
Organization
Bank of India
Post Name
Credit Officer
Total Vacancies
514
Job Type
Central Government / PSU Bank Job
Application Mode
Online
Job Location
Across India
Last Date
05 January 2026
Vacancy Details (Scale-wise)
Scale
No. of Posts
MMGS-II
418
MMGS-III
60
SMGS-IV
36
Total
514
Pay Scale
Scale
Pay Structure
MMGS-II
64820 – 2340 (1) – 67160 – 2680 (10) – 93960
MMGS-III
85920 – 2680 (5) – 99320 – 2980 (2) – 105280
SMGS-IV
102300 – 2980 (4) – 114220 – 3360 (2) – 120940
Eligibility Criteria for Bank of India Credit Officer Recruitment
MMGS-II (Middle Management Grade Scale-II)
Criteria
Details
Age Limit
25 to 35 Years
Educational Qualification
Graduation in any discipline with minimum 60% marks (55% for SC/ST/OBC/PwBD)
Experience
Minimum 3 years post-qualification experience, including 2 years in MSME / Commercial Credit / Project Finance / Mid & Large Credit
MMGS-III (Middle Management Grade Scale-III)
Criteria
Details
Age Limit
28 to 38 Years
Educational Qualification
Graduation in any discipline with minimum 60% marks (55% for reserved categories)
Experience
Minimum 8 years post-qualification experience, including 5 years in MSME / Commercial Credit / Project Finance / Mid & Large Credit
SMGS-IV (Senior Management Grade Scale-IV)
Criteria
Details
Age Limit
30 to 40 Years
Educational Qualification
Graduation with 60% marks (55% for reserved categories) AND MBA / PGDBM / Master’s Degree / CA / CFA / CMA (ICWA)
Experience
Minimum 8 years post-qualification experience, including 5 years in MSME / Commercial / Project Finance / Mid & Large Credit
Age Relaxation
Category
Relaxation
SC / ST
5 Years
OBC (NCL)
3 Years
PwBD
10 Years
Application Fee
Category
Fee
SC / ST / PwBD
Rs. 175/-
General / OBC / Others
Rs. 850/-
How to Apply for Bank of India Recruitment 2026
Eligible candidates can apply online by following the steps below:
Scroll down to the Important Web-Links section
Click on Online Application Form
Complete New Registration
Login using Registration ID & Password
Fill in personal, educational, and experience details
Upload required documents
Pay the application fee as applicable
Submit the form and take a printout for future reference
